Mortgage Field Services

VantageGuard, Inc. provides professional mortgage field services across Northern California, from the Oregon border to Sacramento. We support mortgage lenders, loan servicers, banks, and real estate investors with reliable property inspections, occupancy verifications, and field reports. Our services help mitigate risk, ensure regulatory compliance, and protect real estate investments. With a focus on accuracy, efficiency, and compliance, our field services provide critical insights into property conditions, occupancy status, and potential maintenance concerns.

Our Mortgage Field Services

Occupancy Verification & Borrower Interviews

Confirming occupancy status is essential for risk management and loan servicing. Our occupancy verification services help lenders determine whether a property is occupied, abandoned, or vacant.

Drive-by and on-site occupancy verification
Borrower contact and interview attempts
Photo documentation of property status
Compliance with investor and regulatory requirements

Property Condition Inspections

We conduct detailed property condition reports to assess the state of residential and commercial properties. These inspections help mortgage servicers and lenders monitor collateral conditions.

Interior and exterior property assessments
Roof, foundation, and structural evaluations
Identification of damage, hazards, or maintenance concerns
High-resolution photos with timestamped documentation

Foreclosure & REO Property Inspections

For lenders and investors managing foreclosed and REO (Real Estate Owned) properties, our inspections provide up-to-date information on property conditions and potential issues.

Verification of security and maintenance status
Identification of vandalism, unauthorized occupants, or damages
Reports tailored to investor and regulatory requirements

Insurance Loss Draft Inspections

We perform loss draft inspections to verify that insurance claim funds are being properly utilized for property repairs following an insurance payout.

Photo documentation of completed repairs
Inspection of contractor work progress
Compliance reports for mortgage lenders and servicers.

Property Preservation Inspections

We help mortgage holders ensure vacant or foreclosed properties remain secure and well-maintained. Our inspections assist in property preservation efforts, preventing deterioration and unauthorized access.

Verification of property security (locked doors, secured windows)
Assessment of landscaping, debris, and potential code violations
Documentation of damages or necessary maintenance

Disaster & Storm Damage Inspections

Following natural disasters, lenders and mortgage servicers need fast, reliable field reports to assess property damage. Our team provides on-site inspections to document storm, flood, or fire damage.

Detailed post-disaster damage assessments
Photo and video documentation for claim verification
Reports to assist with loss mitigation and insurance claims

Why Choose VantageGuard, Inc.?

✔ Experienced in Mortgage Field Services – We specialize in occupancy verification, property condition inspections, and foreclosure property assessments for lenders and servicers.
✔ Serving Northern California – Covering areas from the Oregon border to Sacramento, including Redding, Chico, Red Bluff, Yuba City, and Sacramento.
✔ Detailed & Accurate Reports – Our timestamped photos and comprehensive checklists ensure clarity and compliance.
✔ Fast Turnaround Time – Timely inspections help servicers and investors make informed decisions quickly.
✔ Compliance & Risk Mitigation – Our reports assist with regulatory compliance and asset protection.
✔ Customizable Inspection Services – We tailor reports to meet investor, servicer, and regulatory guidelines.

Service Areas – Northern California

VantageGuard, Inc. provides mortgage field services in:

Redding
Chico
Red Bluff
Yuba City
Sacramento
All areas from the Oregon border to Sacramento

Partner with a Trusted Mortgage Field Service Provider

VantageGuard, Inc. is committed to providing reliable and professional mortgage field services to lenders, mortgage servicers, and investors. Our detailed property inspections, occupancy verifications, and REO assessments help protect assets and support informed decision-making.

Let’s Work Together

Get in touch so we can start working together.